Refinancing Mortgage Loans

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Refinancing mortgage loans gives you access to thousands of  home loan programs countrywide.   We offer home loans - first, second, home  improvement, debt consolidation and home equity loans

Should You Refinance

The risk involved in refinancing your current mortgage is nearly non-existent. If you think you'll save money by refinancing, now is a good time to act.  Thousands of people refinance their homes and save money every day, look at some of the benefits of refinancing today.

Refinancing your mortgage loans can allow you to take advantage of these benefits

Lower interest rates resulting in lower monthly payments

Consolidate high interest rate, 2nd liens, home improvement and/or swimming pool loans or credit card balances into one lower interest rate mortgage and better terms and tax deductible interest costs

Make Home Improvements and make your home a better place to live.

Get Cash Out to spend as you wish.  Use it for vacations, tuition, starting a business.

Shorten your term to Build Equity Faster.

Trade your ARM in for a fixed rate loan and lock in long term savings.

Current appraised value - not purchase price is used to calculate LTV ratios. (if you have owned the property for over 6 months) You may be able to avoid PMI costs.

Pay off balloon payments or call provisions on your current loan.

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